Tips and Information
"3-step" life preserver and use it... and don't feel like you're
alone. If you ever wanted to get financially ahead, if you've ever
had an argument in your home over money, if you ever thought you
were drowning in a sea of debt, take this "3-step" life
preserver and use it... and don't feel like you're alone in a
sinking boat. ...
Interest & Rule of 72
Einstein called it the most powerful thing he had ever
Compound interest is a fact of life. The only real choice you
have is whether you will have compound interest working for you
in savings or against you in debt. But what exactly is compound
interest? And what is the "Rule of 72"?...
No History, No
Credit... No Kidding!
It is most
frustrating for those emigrating from another country . I
receive a number of E-mails and see numerous postings concerning
how to establish credit when all a creditor needs is history and
the only thing that can create history is having credit. It is a
never ending circle. And though frustrating for a youth trying
to get his first car or someone just out of bankruptcy, it is
most frustrating for those emigrating from another country who
already have good credit in their native land. It just doesn't
seem to matter to creditors but there's more than one way to
skin a fish.
The 4 Keys To A
Good Credit File
establishing and then maintaining a good credit file
Repairing your credit file is one step. Establishing and
maintaining your credit file is another. Here are some ideas to
help you get a good credit file... and maintain a good record.
Credit Card Versus
Credit and Debit
Cards may look a great deal alike. But just because it walks like
a duck, it just might be a penguin... or maybe a kangaroo. Not
knowing the characteristics of each can create some difficulties.
What is Credit Repair
and How Can It Help You?
There are millions
of consumer credit reports on file from mainly three major reporting
bureaus which include Trans Union, Experian, and Equifax. These
credit gathering agencies store huge amounts of data about every
person that takes out a loan, credit card, or any other line of
credit. Information is reported to these credit bureaus when you
apply for credit, apply for some jobs, or even apply for an insurance
The Best Low Interest Credit Card
With so many low
interest credit cards on offer, how do you know which one to choose?
Here is a brief guide for choosing your low interest credit card.
Report – Look Out for Your Debit Report, Too
Most consumers are
aware that there are companies that keep track of their personal
financial transactions – installment loans, mortgages, credit
card accounts, bankruptcies and judgements. These items are assembled
by the three main credit bureaus into a credit report, which is
available upon request by lenders, employers and anyone else with
whom a consumer might do business. The credit report tells these
people, in a simple, summarized form, whether or not a consumer
is worthy of more credit or another loan. What few people realize
is that there is another firm that keeps track of the banking
transactions by American consumers, and that information is available
only to banks in the form of a debit report. You may not have
heard of a debit report, but it can affect you in ways you may
not even realize and can prevent you from opening a bank account.
What You Need
To Know About Debt Negotiation On Credit Cards
on credit cards is often referred to as credit card debt settlement.
Whenever you make a credit card payment- or even pay your utility
bills- it usually gets reported to one- or all- of the three main
credit agencies. This activity will influence your credit score,
which will determine your future credit status. But what do you
do, if you find that you can no longer make the minimum payments
on your credit cards? If your accounts are behind, or about to
fall behind, you can turn to a credit management company, that
will help you with your debt negotiation.